GNU Taler: Features
GNU Taler is een privacybehoudend betalingssysteem. Klanten kunnen anoniem blijven, maar verkopers kunnen niet hun inkomen verbergen door betalingen met GNU Taler. Dit helpt het voorkomen van belastingontduiking en het witwassen van geld.
The primary use case of GNU Taler is payments; it is not meant as a store of value. Payments are always backed by an existing currency.
Payments are made after exchanging existing money into electronic money with the help of an Exchange service, that is, a payment service provider for Taler.
When making a payment, customers only need a loaded wallet. A merchant can accept payments without making their customers register on the merchant's Website.
GNU Taler is immune against many types of fraud, such as phishing of credit card information or chargeback fraud. In case of loss or theft, only the limited amount of money left in the wallet might be gone.
Betalen met Taler
To pay with Taler, customers install an electronic wallet on their device. Before the first payment, the desired currency must be added to the wallet's balance by some other means of payment.
Zodra de portemonnee is geladen, kosten betalingen op websites slechts één klik en worden nooit ten onrechte geweigerd door fraudedetectie. Er is geen risico op phishing of identiteitsdiefstal.
Betalingen ontvangen met Taler
To receive Taler payments, a merchant needs a bank account in the desired currency. We provide supporting software in various programming languages to make the integration painless. The merchant's backend for Taler transaction processing can run on the merchant's premises or be hosted by a third party.
Merchant integration is simple, and customers can pay for products without even having to register an account.
Bekijk hoe de integratie voor verkopers werkt in onze documentatie voor ontwikkelaars!
Praktisch
Taler is eenvoudig te integreren met bestaande webapplicaties. Betalingen zijn cryptografisch versleuteld en worden bevestigd binnen milliseconden met extreem lage transactiekosten.
Stabiel
Taler does not introduce a new currency. Taler uses a digital wallet storing coins and payment service providers with settlement accounts in existing currencies. Thus, Taler's cryptographic coins correspond to existing currencies, such as US Dollars, Euros or even Bitcoins.
Veilig
By design Taler does not suffer from many classes of security problems such as phishing or counterfeit. Thanks to its security features, Taler never rejects a legitimate customer due to a fraud-detection false positive.
Taxable
Bij gebruik van Taler is de omzet van de verkoper transparant voor de belastingdienst. In tegenstelling tot cash en de meeste digitale valuta, helpt Taler met het voorkomen van zwarte markten. Taler is niet geschikt voor illegale activiteiten.
Private
When you pay with Taler, your identity does not have to be revealed. Just like payments in cash, nobody else can track how you spent your electronic money. However, you obtain a legally valid proof of payment.
Libre
Taler provides protocols and reference implementations that, in principle, enable anyone to run their own payment infrastructure, whether they are individuals, organizations, or entire countries. Since the reference implementation is a GNU package, it will always remain free software.